Vybe Internal vs Jupiter / Phantom / Solflare

Rocks balances API (tested today): holdings are only mint + raw amount (enriched adds decimals). No USD, price, symbol, name, or logo URL in that response. Jupiter wallet-tokens includes price + valueUsd (and display metadata). Enrichment (symbol, name, logo URL, price, USD) has been discussed and will be added shortly for the package.

Pending Phantom & Solflare = not measured yet. Every cell shows — until those runs land.

10 wallets · July 2026 · live captures

Why teams pick Vybe Internal

Jupiter’s portfolio is great for humans browsing a website. Internal is built for APIs: near-complete balances vs the chain, DeFi with USD already on positions, and responses measured in milliseconds — not multi-second page loads. Phantom & Solflare columns fill in once we finish those benchmarks.

	Vybe Internal	Jupiter	Phantom	Solflare
Balances source	Rocks `/portfolio`	`wallet-tokens`	—	—
Balances latency	~60–300 ms	~2.6–15 s	—	—
DeFi latency	~143–217 ms	~6–22 s	—	—
Tokens returned	4,281	732	—	—
Match vs on-chain RPC	4,273 / 4,277	731 / 4,277	—	—
Amount exact vs RPC	4,271 / 4,273	720 / 731	—	—
USD on balances	No (Rocks)	Yes	—	—
DeFi protocols	~22	~100+	—	—
DeFi positions / USD	511 · ~$279k	764 · ~$315k	—	—

Latency — balances (avg ms)

Lower is better. Phantom / Solflare pending.

Vybe

183

Jupiter

6,961

Phantom

—

Solflare

—

Latency — DeFi (avg ms)

Lower is better. Phantom / Solflare pending.

Vybe

165

Jupiter

11,288

Phantom

—

Solflare

—

Match vs on-chain RPC

Shared mints with RPC (of 4,277). Higher is better.

Vybe

4,273

Jupiter

731

Phantom

—

Solflare

—

Amount exact vs RPC

Exact amount matches (shared mints). Higher is better.

Vybe

4,271

Jupiter

720

Phantom

—

Solflare

—

Wallet tokens

Balances — complete and fast

If your product shows “what’s in this wallet,” missing tokens are a trust problem. On the same 10 wallets, Internal returned 4,281 holdings vs Jupiter’s 732 wallet-tokens — matching on-chain RPC at ~99.9% while finishing in ~0.2s instead of several seconds. That’s the core $999 value for balance surfaces.

Honest caveat: today’s Rocks balances payload is mint + raw amount (no symbol, name, logo URL, price, or USD in that fetch). Discussed — enrichment landing shortly for the package. DeFi already has prices.

Field	Vybe Internal	Jupiter	Phantom	Solflare
Mint / address	Yes	Yes	—	—
Amount	Raw integer	UI decimal	—	—
Decimals	Enriched only	Via metadata	—	—
Symbol	No*	Yes	—	—
Name	No*	Yes	—	—
Logo URL	No*	Yes (metadata)	—	—
Price	No*	Yes	—	—
USD value	No*	Yes	—	—
Staked SOL summary	`sol_summary`	As token rows	—	—
Latency	~60–300 ms	~2.6–15 s	—	—
Coverage vs RPC	~99.9%	~17%	—	—

* Not in Rocks fetch today — enrichment coming shortly for the package.

Positions

DeFi — API-ready positions with USD

Internal returns typed positions (LPs, lending, vaults, farming…) with protocol id, labels, nested assets, and USD values already on the position — in ~150–200 ms. Jupiter still wins on long-tail protocol count; we call that out below and treat it as roadmap, not fluff. When both sides list the same position, values usually agree (~82% within 1%).

Field / metric	Vybe Internal	Jupiter	Phantom	Solflare
`platformId` (protocol)	Yes	Yes	—	—
`type` / `label`	Yes	Yes	—	—
Position USD	Yes	Yes	—	—
Token price + USD in position	Yes	Yes	—	—
LP `data.liquidities[]`	Yes	Yes	—	—
LP pool `name` (CPMM/DLMM…)	~41% (41/99)	~54% (90/167)	—	—
LP `netApy`	~22% (22/99)	~99% (166/167)	—	—
Lending health / supply / borrow	Yes	Yes	—	—
`fetcherId`	No	Yes	—	—
Protocol count	~22	~100+	—	—
DeFi positions	511	764	—	—
DeFi USD total	~$279k	~$315k	—	—
Latency	~0.15–0.2 s	~6–22 s	—	—

Position counts by label

Label	Vybe Internal	Jupiter	Phantom	Solflare
LiquidityPool	99	167	—	—
Lending	133	141	—	—
Staked	91	231	—	—
Farming	96	30	—	—
Vault	26	39	—	—
Deposit	20	64	—	—
Leverage	27	25	—	—
Rewards	9	39	—	—
LimitOrder	5	17	—	—
Margin / Airdrop	0	yes	—	—

Roadmap · honesty sells

Areas to improve

Buyers trust a package that names gaps. Here’s what Jupiter still does better — and what the $999 tier should close next.

Rocks balances enrichment

Symbol, name, logo URL, price, valueUsd missing from Rocks today — discussed, shipping shortly.

LP name / type + APY

Fill pool name (CPMM/DLMM…) and netApy (now ~22% vs Jupiter ~99%).

More protocols

Flash, Jupiter Exchange/Governance, Elemental, Realms, BulkTrade, … (~+$36k / +253 positions in this set).

Extras

fetcherId, interest-bearing Token-2022 views, published protocol list, auth/SLA for $999.

$999 Internal package

Ship balances + DeFi without owning the stack

Stop stitching wallet RPCs, Turnstile-gated portfolio scrapers, and half-complete token lists. For $999 you get Internal access to assets/balances and DeFi positions — the same surfaces we benchmarked: chain-complete holdings and typed DeFi with USD, fast enough for product UX.

What you buy

Balances API — near-full mint coverage vs chain, raw precision, sub-second
DeFi positions API — protocols, LP/lending shapes, USD on positions
One vendor for both surfaces (no Jupiter page-load workflow in your backend)
Documented JSON contracts below so your eng team can estimate integration in hours

What you avoid

Showing users 17% of their tokens and calling it a portfolio
Waiting 6–22s for a browser portfolio scrape to finish
Rebuilding lending/LP parsers for every major Solana protocol
Guessing amounts from rounded UI floats

Built for these buyers

Wallet & portfolio apps

Users judge you on whether every token and DeFi position shows up. Internal’s balance coverage (~99.9% vs RPC in our test) and fast DeFi feed let you refresh on open — not after a spinner.

Dashboards & analytics

Aggregate many wallets without timing out. Sub-second Internal calls scale better than multi-second portfolio workflows when you’re charting cohorts, whales, or protocol exposure.

Tax & accounting

Incomplete inventories create bad lots and angry customers. Start from a near-complete mint set and typed DeFi positions with USD — then layer your own cost basis and jurisdiction rules.

Risk & compliance

Screen wallets for lending health, LP exposure, and staked SOL without depending on a consumer portfolio UI. Structured JSON + protocol ids beat screenshots and CSV exports.

1. Assets / balances — payload

Request: GET …/api/v1/owners/{wallet}/portfolio (enriched: …/portfolio/enriched adds decimals). This is the complete-holdings engine behind the $999 balances surface.

{
  "owner": "<wallet>",
  "token_count": 70,
  "query_time_us": 12345,
  "sol_summary": {
    "native_sol": 267335471,
    "staked_sol": 9282578,
    "wrapped_sol": 0,
    "total_sol_lamports": 276618049
  },
  "holdings": [
    { "mint": "<mint>", "amount": 47498 },
    { "mint": "<mint>", "amount": 1, "decimals": 9 }
  ]
}

amount = raw token units (integer), not UI decimals.
No symbol / name / logo URL / price / valueUsd in Rocks today — enrichment discussed, coming shortly.
sol_summary lamports for native / staked / wrapped SOL.

2. DeFi positions — payload

Response envelope: { message, data: { sonarwatch, vybe_portfolio } }. Production positions: data.vybe_portfolio.positions[]. USD and token prices are on the DeFi side today — ready for portfolio value UIs.

{
  "message": "success",
  "data": {
    "sonarwatch": { "tookMs": 0, "positions": [] },
    "vybe_portfolio": {
      "tookMs": 52,
      "positions": [
        {
          "type": "liquidity",
          "label": "LiquidityPool",
          "name": "CPMM",
          "networkId": "solana",
          "platformId": "raydium",
          "value": 12.34,
          "netApy": 0.04,
          "tags": ["Concentrated"],
          "data": {
            "liquidities": [
              {
                "assets": [
                  {
                    "type": "token",
                    "networkId": "solana",
                    "value": 6.0,
                    "attributes": {},
                    "data": {
                      "address": "<mint>",
                      "amount": 1.5,
                      "price": 4.0
                    }
                  }
                ],
                "assetsValue": 12.34,
                "rewardAssets": [],
                "rewardAssetsValue": 0,
                "value": 12.34,
                "yields": [{ "apr": 0.039, "apy": 0.04 }],
                "ref": "<position pubkey>",
                "sourceRefs": [{ "name": "Pool", "address": "<pool>" }],
                "link": "https://…"
              }
            ]
          }
        }
      ]
    }
  }
}

Common labels: LiquidityPool, Lending, Farming, Staked, Vault, Deposit, Leverage, Rewards, …
Lending positions use suppliedAssets / borrowedAssets / healthRatio (same family as Jupiter).
DeFi does include USD (value) and per-token price — unlike Rocks balances.

Also: DeFi benchmark · Scorecard

Methodology

Vybe + Jupiter: same 10 wallets; balances Jul 20 (RPC-bracketed); DeFi Jul 17.
Jupiter balances = wallet-tokens; DeFi = other portfolio elements.
Vybe balances = Rocks /portfolio; DeFi = vybe_portfolio.positions.
Phantom & Solflare: columns reserved — fill after upcoming benchmark.

The $999 Internal package

Why teams pick Vybe Internal

Latency — balances (avg ms)

Latency — DeFi (avg ms)

Match vs on-chain RPC

Amount exact vs RPC

Balances — complete and fast

DeFi — API-ready positions with USD

Position counts by label

Areas to improve

Rocks balances enrichment

LP name / type + APY

More protocols

Extras

Ship balances + DeFi without owning the stack

What you buy

What you avoid

Built for these buyers

Wallet & portfolio apps

Dashboards & analytics

Tax & accounting

Risk & compliance

1. Assets / balances — payload

2. DeFi positions — payload

Ready to integrate?

Methodology